- Divorce Decree (if applicable)
- Discharge Papers (if applicable)
- Bankruptcy Papers (if applicable)
- Pay Stubs (one month)
- IRS W-2's (last two years)
- Tax Returns (last two years)
- Bank Statements (last two months)
- Authorization & $22 to pull your credit report
At this point you will meet with your Realtor and start shopping for a home. Once you find the home that you want to buy you and your Realtor will draw up a Purchase and Sale Agreement. Your Realtor will help you with all of this paperwork. Once the offer is accepted you may be asked to put down an Earnest Money Deposit. This deposit (ranging from $500- $1000) is like a pre-down payment on your home. It gets credited to you at closing as part of your down-payment and/or closing costs.
