- Divorce Decree (if applicable)
- Discharge Papers (if applicable)
- Bankruptcy Papers (if applicable)
- Pay Stubs (one month)
- IRS W-2's (last two years)
- Tax Returns (last two years)
- Bank Statements (last two months)
- Authorization & $22 to pull your credit report
After we deliver your loan documents to escrow, the Escrow Officer will call you for an appointment and also let you know how much money you need to bring in. During this appointment you will sign all of your final loan documents. The Escrow Officer returns the documents to the lender and then 24-48 hours later your loan will fund (this is actual closing).
